UPFS - Unisoft Premium Finance System

Advanced Premium Finance Management

Streamline premium finance operations with our comprehensive software solution designed for finance companies, insurance companies, and agents.

Premium Finance Dashboard

Comprehensive Premium Finance Solution

With over 40 years of experience in the insurance and premium finance industries, we offer one of the most competitive premium finance software solutions available today. Our turnkey system is designed with the specific needs of Premium Finance Companies and Insurance Agents in mind. Seamlessly integrated with our web-based insurance point-of-sale (POS) platform, it delivers a unique no-cost solution for agents while providing finance companies with a direct path to increased sales and revenue.

Loan Processing

Automated loan origination, approval workflows, and documentation management.

Payment Tracking

Real-time payment processing, reconciliation, and automated dunning.

Communication Hub

Seamless communication between finance companies, insurers, and agents.

Key Insights & Capabilities

Enterprise-grade premium finance platform built for reliability and performance

AS400-Based Cloud Platform

Enterprise-grade AS400-based cloud application inheriting all the security and stability that proven systems provide for mission-critical operations.

Flexible Interest Calculations

Support for both standard and simple interest calculations with custom financing documents tailored to your company's needs.

Multi-Policy Contract Management

Handle Commercial Lines, additional premiums processing, and manage multiple policies per contract with comprehensive tracking.

Cash Receipt & Draft Processing

Complete cash receipt posting and tracking with draft printing capabilities. Seamless integration with third-party payment solutions.

Automated Cancellation Processing

Automatic issuance of intent to cancel notices and cancellation documents with comprehensive tracking and management.

Flexible Deployment & Customization

Choose licensed in-house option or hosted time-sharing deployment. Fully customizable to meet your finance company's specific needs.

Web-Based Point of Sale for Agents

Zero-cost, powerful solution for insurance agents with instant access anywhere

Zero Installation & Cost-Free

No software to install, no cost to agents, and completely free registration for seamless onboarding.

Universal Browser Compatibility

Compatible with all popular browsers, enabling agents to access sales from anywhere with internet access, anytime.

Branded Module Integration

Optional branded module to incorporate as part of your application or web service option to be called from your system.

Instant Document Printing

All contract documents printed at POS - insured walks out with all documents in hand, including payment coupons.

No Mailing Required

Zero document mailing by the company - all paperwork completed at point of sale for immediate service.

Document Reprint Capability

Agents can reprint documents at any time with optional recurrent installment payment processing.

Online Payment Options

Integrated online payment processing with ACH or Credit Card options for customer convenience.

Online Account Viewing

Customers can view policy information, payments and due dates, cancellation status, and courtesy holds online.

Agent Sales & Management Reports

Comprehensive sales and management reporting with electronic data transmission to company database.

Electronic Sales Reporting

All sales automatically reported to the company database electronically for real-time tracking and reconciliation.

Approval Request Workflow

Built-in request for approval of new business when required, with automated workflow management.

Agent Commission Statements

Automated agent statements with unearned commissions tracking and comprehensive management reporting.

Comprehensive Management & Reporting

Complete visibility and control over your premium finance operations

Management Reports Module

Extensive management reporting suite providing comprehensive insights into operations, sales, collections, and financial performance.

Agent Commission Tracking

Detailed agent statements with unearned commissions tracking, sales reporting, and automated commission calculations.

Real-Time Integration

Electronic sales reporting to company database with real-time synchronization and third-party system integration capabilities.

Streamlined Premium Finance Workflow

Simple, efficient process from application to payment management

1

Agent Submission

Agent submits application through web-based POS

2

Automated Approval

Instant credit check and approval decision

3

Document Generation

Instant printing of all contract documents

4

Fund Disbursement

Quick disbursement with tracking

5

Payment Management

Automated tracking and collections