Comprehensive Insurance Management for the P&C Industry
Optimize policy administration, accelerate claims handling, and elevate agent engagement with our advanced software platform built for the full spectrum of property and casualty insurers.
Built for All Lines of Insurance
Our Insurance Management System (UIMS) is the core of our insurance software solutions, supporting the needs of insurance underwriters in Florida and others states. Our solution covers the complete lifecycle of the business, including client management, underwriting, claims, accounting and management information and caters to personal and commercial lines of business; putting you in control of the entire insurance process. Integrated with our web-based Point of Sale, we offer insurance companies and agents a full customized solution that enables them to lower expenses, improve customer service and increase revenue. It is a fully automated and extensive application that reduces insurance policy maintenance time while improving the agent experience and turnaround time.
Policy Lifecycle Management
From quote to renewal, manage every aspect of the policy lifecycle with ease.
Agent Portal Integration
Provide agents with real-time access to policy information and commission tracking.
Compliance Management
Stay compliant with state regulations and reporting requirements automatically.
Key Insights & Capabilities
Comprehensive features designed for modern insurance operations
Standardized or Custom Rating
Leverage industry‑standard rating integrations or deploy your own custom‑built algorithms directly within our platform.
Multi-Line Insurance Coverage
Support for Personal Lines, Commercial Lines, and Specialty Lines including packages policies with flexible policy structures.
Web-Based Agent POS
Automated workflow reduces manual processes and errors with web-based Point of Sale system for agents with real-time access.
Seamlessly integrates with third-party systems
Seamless integration with third-party solutions including standard laser printing and customizable deployment options: licensed in-house or hosted time-sharing.
Multi-Company Capabilities
Manage multiple insurance companies and lines of business with customization options to meet specific company needs and requirements.
Advanced Rate Management
Premium generation based on company rate books with complete online rate book module and variable commission rates for agents.
Comprehensive Underwriting Module
Complete policy lifecycle management from application to renewal
Application Data Entry & Validation
Advanced editing and validation functions with rejection database for previously cancelled driver licenses.
Automatic MVR Integration
Automatic and on-demand Motor Vehicle Record requests to Department of Motor Vehicles for driver verification.
Policy Issuance & Forms
Automatic issuance of all policy declarations, endorsement forms, invoices, and suspense letters.
Endorsements & Re-Rating
Process endorsements with automatic policy re-rating and corrections on new business.
Agent Line Restrictions
Control and restrict line of business sales by specific agents with customizable permissions.
Cash Receipts & Diary System
Integrated cash receipts posting with diary and suspense interactive subsystem for tracking.
Cancellation Management
Automatic and manual cancellation notices with statements issued upon effective dates.
Reinstatement Processing
Automatic and manual reinstatement notices with statements issued upon effective dates.
Renewal Management
Automated renewals and non-renewal notices for seamless policy continuation management.
Automated Refund Processing
Automatic issuance of refund and cancellation checks after management approval.
Statistical Reporting
Statistical reporting for Regulatory compliance requirements.
Extensive Reports Module
Comprehensive reporting capabilities for management, operations, and regulatory compliance.
Advanced Claims Module
Complete claims management from setup to settlement
Claim Setup & Validation
Comprehensive claim setup with policy editing and validation, plus claimants recording with automatic coverage verification.
Reserves & Payment Processing
Initial reserves allocation with editing capabilities, drafts requisition and approval for printing, plus integrated bank reconciliation.
Claims Reporting & Analytics
Statistical reports module, claims workload and allocation schedule by adjuster, with comprehensive claims tracking and analysis.
Diary & Suspense System
Interactive diary and suspense system for tracking follow-ups, deadlines, and important claim milestones throughout the lifecycle.
Salvage & Subrogation
Complete salvage and subrogation tracking and maintenance capabilities for recovery management and financial optimization.
Adjuster Workload Management
Claims workload distribution and allocation scheduling by adjuster to optimize resources and ensure efficient claims handling.
Ready to Modernize Your Insurance Operations?
Join industry leaders like SafePoint Insurance and GIC Underwriters who trust UIMS for their policy management needs.